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Ditech Financial has revised appraisal and LTV guidelines for VA Interest Rate Reduction Refinance loans (irrrl). appraisals are now only required for IRRRLs that refinance a VA fixed rate mortgage.

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What to know about mortgages. What is a mortgage? A mortgage is a loan from a financial institution that lets you purchase a house without paying the entire amount upfront. A mortgage is secured.

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Online mortgage broker Habito has announced it is to move into the mortgage lending market with a range of buy-to-let products. After raising £500m from an institutional backer, Habito today (July 9).

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