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In fact, the last thing a lender wants to do right now is bulk up on 30-year mortgages with minuscule interest rates, especially if higher rates, and more profitable loans, are just around the corner..
That likely has a greater effect on fixed mortgage rates, according to Tendayi Kapfidze, chief economist of LendingTree. A quarter-point rate hike theoretically would get passed on to new auto loans ..
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